Which Cycle for You?

In this ever expanding market, it is really worth taking some time to look around at all the different types and styles of cycles available and then, choose the right one for your needs.

Once you have purchased your bike it is important to select the right Cycle Insurance so that if the bike is stolen, a third party is injured, or a vehicle damaged as a result of a collision with your cycle, you are fully covered for any claims you need to make, and for any claims made against you.

Mountain Bike

Mountain bikes have become extremely popular over the last 10 years and are designed for all terrains, although most never leave the tarmac and they are sometimes referred to as all-terrain bicycles (ATB).

Typically they have a durable construction and are frequently fitted with suspension on the front forks. This makes them ideal for use on dirt trails, all unpaved tracks, rocky mountainous environments and use in areas of steep gradients.

Bicycle Motor Cross (BMX)

This type of cycle is available for both casual use and for sport. This type of cycle, commonly associated with extreme sports and stunts has gained in popularity to such an extent that it featured as an event in the 2012 Olympic Games in London.

Characteristically these cycles have a lightweight durable sports frame with a single gear. Those cycles designed for competition use are often designed without brakes so are of minimalist construction.

Touring/road cycle

These cycles come in many forms. They can be used for everyday cycling as a means of commuting to work or for weekend pleasure. These bikes usually have straight handle bars and three gears.

The racing style cycles can have up to 20+ close ratio gears and are made of extremely light weight alloys and have the traditional racing drop handlebars. Wheels come in many designs with characteristically narrow tyres and fewer spokes.

Folding Cycles

These cycles fold down to a compact form; the idea being they can be placed in a car boot or taken onto a train. Their target market is daily commuters, who require mixed mode commuting.

Their fold down construction means they can be carried into buildings or onto trains, and are more easily stored at work.

Classic Cycles

No longer is the Penny Farthing the iconic classic cycle; the must have classic cycle is now the original 1970s Raleigh Chopper.

Their design was based on the chopper motorcycle with the smaller front wheel, upright U shaped handlebars and centrally mounted gear change found on the cross bar.

They were available in a variety of typically loud 70s colours ranging from banana yellow, bright orange, red, blue and silver.

Whatever cycle you own, make sure it is protected with adequate Cycle Insurance.